ESTATE PLANNING COUNCIL OF RIVERSIDE COUNTY

Please be prompt. Dinner will begin at 6:25. We want to give our speaker as much time as possible as he will be coming from New York. . Mark Scozzafava will be speaking on using Human Life Value as a Asset Class & optimizing it for clients Portfolio construction . By incorporating human capital you may create less volatile, better balanced portfolios. Human capital is incorporated into your asset allocation by first determining where it falls on the risk continuum and then investing your financial assets to properly diversify and balance out the risk in your portfolio. If your definition of wealth is only the sum of your financial capital (stocks, bonds, etc.), then you